Nithio is a data-enabled analytics and financial intermediary platform to scale off-grid electrification. They are focused on solving the most thorny constraints to reaching scale for deploying pay-to-go energy service financing in sub-Sahara Africa: limited data on customer creditworthiness, resulting in lacking clarity on repayment behaviors, and in turn resulting in imprecise return, poor liquidity, and limited opportunities to secure scalable commercial financing.